Dave ramsey probate. Aug 6, 2024 · Dave Ramsey shares some guidance.

Dave ramsey probate There's also very few negative impacts, so it's kind of a wash for that aspect. If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you! Apr 14, 2016 · Millions of people listen to Dave Ramsey, and most of the advice he gives is spot on and filled with common sense. Dave Ramsey is a seven-time Jul 24, 2024 · Dave Ramsey One of the biggest attractions of a living trust is that it gets around probate and gives you more privacy around the handling of your estate. SmartVestor™ is an advertising and referral service for investment professionals operated by The Lampo Group, LLC d/b/a Ramsey Solutions (“Ramsey Solutions”). In California, simplified probate (aka summary or simplified probate) generally means there’s a single form you can fill out, and you’ll deal with a lot less oversight from the court. Here's how. Although every estate goes through probate, having a will makes the process much cleaner and faster. Any property given through the last will and testament is subject to probate. No way you want to leave that as a legacy! Can You Put Life Insurance Benefits in a Trust? Sep 3, 2024 · Ramsey Solutions is a paid, non-client promoter of participating pros. There are several types of bequests: general, demonstrative, specific, residuary and charitable. But again, you absolutely cannot bypass probate for real property. Jul 24, 2024 · Unless you want your family to deal with with probate court red tape, and you’re okay with strangers giving away your stuff—and we’re guessing you don’t want either of those things. Typically, the option to go with simplified probate doesn’t apply for estates where real estate is involved. Probate/estate isn’t triggered until an estate is actually filed and opened. If you decide a simple online will is right for you, I recommend you start by finding a reputable online company that offers a will specific to your state and then create one tailored to your needs. Sure, the executor does the heavy lifting, but a probate judge is the bigwig who has the power to approve or nix your decisions along the way. Jul 24, 2024 · A living trust helps you skip probate costs (but still comes with attorney fees). If you’re looking for ways to invest the money you’ve inherited, here are three ways you can do just that: Dec 18, 2024 · The average 55-year-old male will pay $1,700 per year for a three-year policy. Ramsey now insists his vast real estate portfolio is owned outright with no mortgages attached. Your ticket to Dave Ramsey's Smart Money tour entitles you to a free last will and testament, which is a great start to protect your loved ones. Jul 24, 2024 · What Is a Simple Will? A simple will is just a basic will that lets you outline how you want your stuff given away after your death, choose a person to make sure your will is carried out (aka a personal representative or executor), and even name a guardian for your kids. And without one? Probate can become a nightmare of property disputes and custody battles. Jan 10, 2023 · He died recently, and in his will, he left us his home, his car and the money he had in his bank account. 8 This is because women outlive men by about five years and need an average of 3. ly/2vMUTgh Jul 24, 2024 · Holographic Wills and Probate in California. I get asked a lot about wills and trusts. , don’t edit HTML tags, only text. He has appeared on Good Morning America, CBS Mornings, Today Show, Fox News, CNN, Fox Business, and many more. Dave Ramsey is an eight , don’t edit HTML tags, only text. Simplified Probate. Probate isn't as complicated as you’ve seen on TV. But having the right pieces of your estate plan in place can help speed things up. Dave Ramsey started on one station in Nashville back in 1992, sharing practical answers for life’s tough money questions. If your estate gets mixed up in probate court because a loved one challenges the will, it could mean your family has to spend the next year heading to court while grieving. Though that relies on probate laws since you die intestate. Apr 14, 2016 · Millions of people listen to Dave Ramsey, and most of the advice he gives is spot on and filled with common sense. Your executor will also manage the probate process, make sure your beneficiaries get what you want them to have, and oversee other duties that require honesty and integrity. May 4, 2015 · Dave Ramsey’s advice could potentially cost your family thousands of dollars in California. You can achieve financial success! Beat debt, save money and plan for the future! Nov 5, 2024 · On a recent episode of "The Ramsey Show," money expert Dave Ramsey announced his endorsement for presidential nominee Donald Trump. Aug 16, 2022 · By doing this, you can avoid probate in a way that wills don’t allow. First, what is a Revocable… Dave Ramsey is most widely known for helping people get out of debt, as heard on his daily radio program, and seen in his Total Money Makeover seminars and materials, and his Financial Peace University. Home Buying and Selling. 12 threshold for couples. Yet, like many well-known people, Mr. A common question that arises when discussing estate planning is whether […] Jan 23, 2020 · Suze Orman and Dave Ramsey often talk about the advantages of using a Revocable Living Trust instead of a standard Last Will and Testament. 2 years for the average man. DAVE RAMSEY SMARTVESTOR PRO SINCE 2001. If the will is made to follow California law, there’s technically no need for further proof of validity in California probate court. It helps finalize and distribute someone’s estate—especially if they died without a will. In fact, a clearly laid out will (or living trust) can help speed probate way up and minimize its impact on the lives of your loved It means that Mama Bear is the only company Dave and the entire Ramsey team recommend for wills. . Probate is the legal process of distributing your stuff to the right people, paying your debts, and handling other legal matters after you die. In his recent book, The Legacy Journey: A Radical View of Biblical Wealth and Generosity (Ramsey, Dave. Jul 24, 2024 · Probate shouldn’t complicate life—it should make everything easier at a hard time of life. Jul 24, 2024 · You may have loved running Dave’s Bird Store, but your nephew who’s studying to be an accountant might not be into it. Dave Ramsey gives advice Jul 24, 2024 · As in any state, probate courts in Florida look for a legal will anytime there’s an estate to administer after a death. com by clicking the link below! Documents valid in all 50 states. Experience real-life, real-time business and leadership coaching from Dave Ramsey, CEO of Ramsey Solutions, nationally syndicated radio personality, bestselling author, and now host of The EntreLeadership Podcast. Republican Dom Chieffalo and Democrat Joe DaSilva Jr are each seeking to fill the seat being vacated by longtime Probate Judge Dianne Yamin, who is retiring after more than three decades on the job. That makes it more complicated than an online form could do. Fax: Oct 25, 2024 · Having a will makes the probate process so much easier on everyone involved—before and after you’re gone. 3. Benjamin Glover is one of the original long standing Local Providers (ELP), now called SmartVestor PRO, for the Dave Ramsey show. Thats like saying a divorce is triggered when a couple fights loud enough. I'm pretty sure I heard Dave mention in a video before that you should have a trust if your assets are worth over $10M. Once again, this is going to be defined differently from state to state. However, when the surviving spouse dies, the estate will be subject to the $24. 1 This law doesn’t apply to IRAs or Roth IRAs because those aren’t set up through your employer. Today, the show reaches over 18 million combined weekly listeners. ), Jan 5, 2024 · Surviving spouses also do not have to pay estate taxes. EveryDollar is the best way to budget with confidence, track transactions, and get insights into your spending and savings habits. Let’s dig into the specifics of intestate succession law in California, including rules for property distribution to a decedent’s spouse, children, siblings, cousins, aunts/uncles and living parents. The only possibly useful thing is you can name a personal representative to carry the estate through probate in your will, but it’s still probate nonetheless. Well-known financial guru and speaker Dave Ramsey shares advice regarding managing debt and finances with millions of people. Get a Will. It’s a good theory, but the downside is that once you do it you have to operate your life in Probate is the legal process that takes place after someone dies. To make a bequest, you write a will and say what stuff you want to go to whom. A common question that arises when discussing estate planning is whether […] This is why they preface the word "millionaire" with "net worth". Take probate court into account. Probate court cases can drag on forever. 1y. The advice given in the book demonstrates a misunderstanding of how revocable living trusts work and could be damaging in any state where the administration of a will is extremely expensive (like California), is public and slow. When you provide your contact information through the SmartVestor site, Ramsey Solutions will introduce you to up to five (5) investment professionals (“Pros”) that cover your Aug 13, 2024 · * Dave Ramsey is CEO of Ramsey Solutions. John Delony George Kamel Jade Warshaw See All Experts Trusted Services Toggle Trusted Services Submenu. Neither Dave Ramsey nor SmartVestor are affiliates of ( DBA name ) or LPL Financial Women and Money: Taking Charge of Your Financial Future On their path to financial security, women often face unique financial obstacles. Before we delve into some of these options, keep in mind that depending on the state, a beneficiary (or beneficiaries) is sometimes eligible for a simplified probate process or can even skip probate entirely. Jul 24, 2024 · In California, executors must file the will within 30 days of the death of the person who made the will. Jul 24, 2024 · The good news, though, is that probate in these instances is a much simpler process. If you die without a will, your loved ones will be dealing with the stress that comes with the uncertainty you left behind. If there’s a written will, the court checks that it was signed and witnessed correctly and is valid, and then makes sure the directions in the will are carried out. A common question that arises when discussing estate planning is whether […] Probate can actually save your family heartache and headache. Like we said before, this can be important if you remarry, go through a divorce, or decide to disinherit a family member for other reasons. I don't have either, and really need to get started on a will. He has authored seven best-selling books, including The Total Money Makeover. . But getting your will notarized can speed up the probate process Jul 24, 2024 · Then, you’ll need to calculate the value of their estate to see if the full probate process will come into play for you. ️ Protect your future with a will: http://bit. Dave Ramsey explains how wills and trusts are important documents to handle correctly, fairly and with Aug 6, 2024 · How to Make a Will Online. Apr 26, 2024 · Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. I'm a big fan of his advice on getting out of debt. — Dave (Dave Ramsey is Ramsey also clarified how probate court sometimes plays a role when a will is challenged. 877-449-5124. Dave Ramsey is a national best-selling Jul 24, 2024 · If you die without a will, your loved ones will be grieving, scared—and headed for probate court. If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you! You can't bypass probate with real property. Choose an executor. The purpose of probate is to make sure the testator (lawyer talk for a will writer) has their wishes followed, and that it’s all done legally. You can avoid probate in a few different ways but one is to set up a living trust. A common question that arises when discussing estate planning is whether […] Apr 28, 2016 · Posted on May 7, 2016 Dave Ramsey Might be Misinformed About Living Trusts. Jul 24, 2024 · One more important thing to know: If you participate in an employer-sponsored retirement plan like a 401(k), 403(b) or a similar account, the law says you have to get written consent from your spouse to name someone other than your spouse as the beneficiary. No one wants to go through that. Sign up to get Ramsey’s no-nonsense advice, including free access to Dave’s video from Financial Peace University (normally $80), plus guides and resources sent right to your inbox. the main benefit is bypassing probate for large assets like a house or for large estates that might be subject to death tax. ) Jul 24, 2024 · Here’s what would happen if Joyce didn’t name a contingent beneficiary. Probate is not required with all deaths. When someone says that x person is a "millionaire", though, they mean that person has $1M in assets in excess of their liabilities (aka "what you own minus what you owe" according to Dave). (Probate is the legal process that happens after someone dies. He’s also the author of seven bestselling books and has reached over 1 million people through Ramsey Solutions live events. , 2014. The original requirements included an extensive vetting and interview process, detailed statements of faith, core business practices and recommendations that aligned with Dave's philosophy. Dec 5, 2024 · Life insurance can feel freakin’ confusing. Making a will online may be the easiest and most cost-effective way to protect your loved ones when you’re gone. Jul 24, 2024 · Probate is only for certain types of assets, though, so it’s good to learn what does and doesn’t go through probate. A common question that arises when discussing estate planning is whether […] Aug 19, 2022 · By doing this, you can avoid probate in a way that wills don’t allow. but IIRC the house generally needs to be mortgage-free before it can be titled into a trust. Probate court Oct 4, 2024 · Trying to sort through all of your retirement account options can be a daunting task. When handled through the living trust, it isn’t. Aug 14, 2019 · Probate isn't as complicated as you’ve seen on TV. Many people forget that Dave Ramsey was a pyramid scheme/ network marketing junky long before he found "god" or became a Christian. But the process is way easier and shorter with a legally binding will. His straightforward approach to money management has made him a sought-after resource for individuals looking to secure their financial future. Most folks don't need to use a living trust. The will was handwritten, and it said the house was worth around $350,000, with $150,000 Jul 24, 2024 · An executor’s responsibilities include filing the will, starting the probate process, telling everyone about the death, figuring out what and where all the assets are, paying taxes, and handing out the inheritances to beneficiaries. A common question that arises when discussing estate planning is whether […] If you own more than 100,000-150,000 in money/property (like a house) then you will need to make a trust so that your things do not go in to probate if both you and your spouse die. May 19, 2023 · The caption on the video provides more straight-up Ramsey advice: “If you’re over 18 and breathing (which is probably the case since you’re reading this), you need a will! “If you die without a will, now your loved ones are grieving, they’re scared, and they’re headed for probate court. Dave Ramsey. Jul 24, 2024 · Dave Ramsey Rachel Cruze Ken Coleman Dr. There’s even a catchy name for it . 7 The average 55-year-old woman will pay $2,675 for the same coverage. simplified procedures. How will we make sure all of our benefits goes to our child? Know your state's probate laws. When you provide your contact information through the SmartVestor site, Ramsey Solutions will introduce you to up to five (5) investment professionals (“Pros”) that cover your 💵 Start eliminating debt for free with EveryDollar - https://ter. Dave Ramsey S e s n d o p r o t 8 i 0 i 9 u l 5 A simple will means probate with costs and you cannot access any assets for up to 6 months in some cases. Most people assume that "millionaire" = $1M cash in the bank. File that sucker in probate court. ” Aug 9, 2024 · Probate court can resolve those problems. A common question that arises when discussing estate planning is whether […] , don’t edit HTML tags, only text. It’s a good theory, but the downside is that once you do it you have to operate your life in Jul 24, 2024 · A bequest is a gift you leave to a beneficiary in your will. I dont know what state you live in but most states have non-probate transfer laws that allow you to leave a lot of assets directly to heirs. If Jack and Joyce died at the same time and Joyce didn’t name a contingent beneficiary, her adult kids are in for a long and expensive process with probate court and state law. The best solution we’ve found is to create your will online and name a residuary beneficiary in it. 6,7 There isn’t a one-tax-rate-fits-all approach within the six states. For many a Trust is the best way to go, if it is done correctly, and it truly fits your needs. If your estate gets mixed up in probate court because someone challenges the will, it could mean your family has to spend months in court while grieving. trusts are helpful in some situations, but not all. Now, if you have a large estate and dependents, having both a will and a trust is a good idea. Dave recommends finding a place to house all of your important documents for your loved ones when you pass. Reply reply Jayvon387 Sep 4, 2024 · Here is a rundown of all your options when you inherit a retirement plan from a loved one and what you can and cannot do with that money. Not fun. Plus, they can be expensive. Mar 17, 2010 · The idea is that you put everything you own in trust now, and when you die you save on probate taxes. Avoids probate Aug 9, 2024 · For premium support please call: 800-290-4726 more ways to reach us If you’re over 18 and breathing (which is probably the case since you’re reading this), you need a will! If you die without a will, now your loved ones are grieving, they’re scared, and they’re headed for probate court. Jul 24, 2024 · California Intestate Succession Laws. Have you checked your state's laws on such non-probate transfers? Generally estates are combined and distributed to heirs. ), , don’t edit HTML tags, only text. Probate is necessary anytime someone dies, even if they had a valid will. Estates pass to spouses tax-free because of the IRS unlimited marital deduction. In the world of financial advice, there are few voices more respected than that of Dave Ramsey. A trust is an agreement under which one person, called a trustee, holds the legal rights to property for another person, called a beneficiary. 1 national bestselling author, personal finance expert, and host of "The Dave Ramsey Show," heard by more than 16 million listeners each week. Mar 20, 2023 · With proper planning, you can arrange your estate so as to avoid the probate process—at least for the majority of your assets. A common question that arises when discussing estate planning is whether […] A legacy drawer is a place in your home (often times a drawer or filing cabinet) that contains important documents your family would need to access in the event you pass away or become incapacitated. 2 Dave Ramsey founded Ramsey Solutions in 1992 to provide “biblically based, common-sense” financial education. It makes sure property and possessions are given to the correct people, and any taxes or debts owed are paid in full. Jul 24, 2024 · 2. Jan 12, 2023 · Dave Ramsey is a seven-time No. 1 The 2024 Roth IRA income limit for single filers is $161,000 ($240,000 for married filing jointly). Nov 25, 2024 · Umbrella insurance policies begin at $1 million and go up from there in $1 million increments. On the other hand, families who can handle healthy conflict, and who trust each other, are better off with a trust, since they don’t need a probate court Jul 24, 2024 · Probate court cases can be expensive and drag on forever. Brentwood: Ramsey Press, The Lampo Group, Inc. May 24, 2023 · “If you die without a will, now your loved ones are grieving, they’re scared, and they’re headed for probate court. He’s authored four New York Times best-selling books: “Financial Peace,” “More Than Enough,” “The Total Money Makeover” and “EntreLeadership. Another important distinction between the two is that a trust lets you skip probate court — a will doesn’t. I spent the last 30 min trying to find the video, and went down a Dave rabbit hole and couldn't fine the one I'm thinking of. If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you! Dave Ramsey Rachel Cruze Ken Coleman Dr. A common question that arises when discussing estate planning is whether […] Join Dave Ramsey and his co-hosts starting at 4pm EST Monday-Friday with less commercials and more of the Dave Rants and debt-free screams that you want. Aug 8, 2024 · Another important distinction between the two is that a trust lets you skip probate court; a will doesn’t. Box 717. A common question that arises when discussing estate planning is whether […] Dave Ramsey Rachel Cruze Ken Coleman Dr. myadvocate. Jul 24, 2024 · The maximum amount for a simplified probate is defined by state law, so if you think an estate you’re administering might be eligible, check with your probate court. We'll show you how. Unless you have a large estate, a simple will works just fine. That flexibility is one of the reasons financial experts like Dave Ramsey recommend mirror-image wills. I think any online will kit is fine for someone like you who has a simple plan for their estate. li/3w6nto📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send Jul 24, 2024 · Even though each state has their own version of intestate succession laws, one thing is consistent throughout: family heartache. This might seem like a lot, but when it comes to lawsuits and insurance claims, things can add up fast. ” The “Dave Ramsey Show” is heard by more than 5 million listeners each week on more than 500 radio stations. Does my Purchase Include a Living Trust? How Do I Access my Will Online After I've Begun the Process? Where Do I Store my Will? What is a Beneficiary and How Do I Choose One?. The only reason to not go this route is that when you die, even with a will, it could take several years of probate before it is all settled. Madison, MS 39130. Ramsey gives Two men are seeking to be the next Probate Judge for the Danbury district and accepted the Republican and Democratic Town Committee nominations. He acquired his real estate license when he turned 18 and was already a millionaire by the time he was 26. Plus, they can be , don’t edit HTML tags, only text. What is a living trust? Popular financial advisors such as Suzie Orman and Dave Ramsey recommend that everyone have an estate plan if you own real estate or have minor children. com/join/paul- Sep 12, 2012 · Dave Ramsey is America’s most trusted voice on money and business. When there’s a will that names an executor to oversee the estate, everything tends to go a lot smoother with final debt payments, settling bills, and the distribution of property to heirs. Oct 3, 2024 · A Roth IRA is a retirement account that lets you invest after-tax dollars now so you can make tax-free withdrawals for retirement after the age of 59 1/2. But what if the attorney told you that you can get everything to your wife and completely avoid probate without using a trust. He has appeared on If you’re over 18 and breathing (which is probably the case since you’re reading this), you need a will! If you die without a will, now your loved ones Aug 7, 2024 · Dave Ramsey is a national best-selling author, personal finance expert and host of The Ramsey Show, heard by more than 20 million listeners each week. So go ahead and check creating your will off your bucket list pronto! Getting your affairs in order also means talking with your spouse and children about inheritance, and depending on the size of your estate, meeting with your lawyer. ” They should have added: And they’ll be financially out of pocket. And if you’re a parent, a will is the only way to leave a plan for your children’s care. The term was originally coined by financial expert Dave Ramsey but has now made it into mainstream Estate Planning lexicon. While we’re on the subject of probate court, let’s talk about another sticky subject. But what if your loved one had a small estate? You can apply for a simplified probate process, also known as summary probate. 54 Aug 6, 2024 · Dave Ramsey shares some guidance. There is exactly zero benefit to putting your name on the deed right now. and unless the estate is a beneficiary for a life insurance policy, life insurance Jul 24, 2024 · Dave Ramsey Rachel Cruze Ken Coleman This can be a good way to minimize estate taxes and help avoid probate court. Your will’s executor (aka personal representative) is the person who will carry out your directions in your will when you’re gone. They’ll take the will to the county court, and the judge will confirm that it’s valid. California law makes it clear what’s considered a valid holographic will. So strictly speaking, you can’t skip probate entirely. 7 years of care as opposed to only 2. Aug 14, 2019 · Probate can actually save your family heartache and headache. Can an Administrator of Estate Sell Property? SmartVestor™ is an advertising and referral service for investment professionals operated by The Lampo Group, LLC d/b/a Ramsey Solutions (“Ramsey Solutions”). If you've listened to Dave for any amount of time, you've heard him talk about the legacy drawer. He is a best-selling author and sought-after speaker. The executor of the will should start the probate process within the window of time the state allows (usually 10 to 90 days). Check out this article from our website to learn more about what documents should be a part of your legacy drawer. Sep 27, 2023 · Kentucky’s rates, for example, can be as low as 4% and as high as 16%, while the rate in New Jersey can be anywhere from 11% all the way up to 16%. Now are there states that require probate 100% of the time? Maybe. Jul 24, 2024 · 3. Dave Ramsey is a national best-selling this is more of a r/legaladvice question . Experience one of the most popular talk Jul 24, 2024 · It skips or minimizes probate. https://www. If you’ve lost a loved one, probate is a steady hand during an unsteady time. If a person’s estate does not have enough cash to cover all their debts, the executor may have to sell their assets to settle with the creditors (this is called liquidation). You can make the process go smoothly. Or better yet: Get a will! If you have children GET A WILL! It's incredibly easy and inexpensive to use a will maker program. A divorce doesn’t occur until the legal filing occurs. Many pyramid scheme con artists often transfer to become religious leaders as the religion industry is similar in business model to MLM's but provides more consistent returns per motivational speach given. Print. Contact Us 141 Executive Dr, #2 Madison, MS 39110 P. A living trust isn’t a public document like a will. 9,10 Jul 26, 2024 · Ramsey is more passionate about real estate than any other asset class. Technically every estate goes through some form of probate. O. May 31, 2024 · During probate, the executor will use the deceased’s estate to pay off their creditors (whoever they owe money to). He explained that he came to that decision by looking at where Wills. So, skipping them is a big deal. If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you! Aug 19, 2022 · By doing this, you can avoid probate in a way that wills don’t allow. Jul 24, 2024 · Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Story by Dave Ramsey Another important distinction between the two is that a trust lets you skip probate court — a will doesn’t. You start hearing terms like 401(k) and 403(b) and IRA and all of a sudden you feel like you’re drowning in an alphabet soup of random numbers and letters all mashed together. When you give away your assets, it’s possible to put some conditions on the gift—like your nephew won’t get your ’67 Corvette until he turns 25. That will cover $164,000 in long-term care and a daily max of $150. A simple will is perfect for 95% of people. Mar 1, 2020 · Get started creating your estate plan with MyAdvocate. A common question that arises when discussing estate planning is whether […] Mar 17, 2010 · The idea is that you put everything you own in trust now, and when you die you save on probate taxes. Phone: 601-707-9660. A common question that arises when discussing estate planning is whether […] Aug 11, 2024 · Another important distinctio­n between the two is that a trust lets you skip probate court – a will doesn’t. 1 Even if probate isn’t necessary, the executor must still file the will with the probate court in the deceased’s county. I used to work with estates. Jul 24, 2024 · The other advantage of a mirror-image will is you can change it. Aug 6, 2024 · If your estate gets mixed up in probate court because someone challenges the will, it could mean your family has to spend months in court while grieving. However, a brush with bankruptcy left him permanently wary of leverage. If your estate gets mixed up in probate court because someone challenges Dave Ramsey’s 7 Baby Steps is a money management plan designed to help you get out of debt, save money and build wealth. How to Invest an Inheritance.